How well do you know Whole Life?
Test your knowledge with our brief quiz.
At the end of the quiz, we’ll let you know how you did and share some valuable resources to
support clients.
FOR FINANCIAL PROFESSIONALS. NOT FOR USE WITH THE PUBLIC.
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Question 1 of 5
Myth or Fact?
Whole Life insurance isn’t flexible.
*Riders are available at an additional cost or may have fees when exercised. Certain conditions will apply to each rider. State variations may apply.
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Question 2 of 5
Select the primary components on which dividends are based.
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Question 3 of 5
Myth or Fact?
Whole Life insurance is too expensive.
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Question 4 of 5
Whole Life policy loans are available…*
*Access to cash values through borrowing or partial surrenders will reduce the policy’s cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.
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Question 5 of 5
Myth or Fact?
Whole Life policies build cash value, which is guaranteed to increase each year.
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The information provided is not written or intended as specific tax or legal advice. MassMutual, its subsidiaries, employees
and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own
tax or legal counsel.
Participating whole life insurance policies are issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001. MM202509-302436.